Unit – I
Definition of banker and customer – Relationships between banker and customer –
special feature of RBI, Banking regulation Act 1949. RBI credit control Measure –
Secrecy of customer Account.
Unit – II
Opening of account – special types of customer – types of deposit – Bank Pass book –
collection of banker – banker lien.
Unit – III
Cheque – features essentials of valid cheque – crossing – making and endorsement –
payment of cheques statutory protection duties to paying banker and collective banker -
refusal of payment cheques Duties holder & holder id due course.
Unit – IV
Loan and advances by commercial bank lending policies of commercial bank - Forms of
securities – lien pledge hypothecation and advance against the documents of title to
goods – mortgage.
Unit – V
Position of surety – Letter of credit – Bills and supply bill. Purchase and discounting bill
Traveling cheque, credit card, Teller system.